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Overview

How do I sign up or activate my account?

Paylution will create a/an Paylution Pay Portal on your behalf. Once created, an email will be sent to you with a link you can use to begin the activation process.

If you have been notified by Paylution that your first payment has been sent but have not received an activation email, click here.

If you have any questions about creating a Payment Portal, please visit Paylution Help Center or contact Paylution for support.

How do I change my profile information?
  1. Log in to your Pay Portal.
  2. Click Settings > Profile
  3. Make the changes.
  4. Click Save

If you are unable to update your information, please contact Paylution directly.

How do I sign up for a Pay Portal account?

Once created, you will receive an activation email containing your account number and a link you may click on to begin the activation process.

Account Management

How can I access my Paylution Pay Portal account from my mobile device?

Users of iPhone and Android can download the mobile app from iTunes and Google Play. Alternatively, all smartphones can go to https://www.paylution.com on your mobile browser to access your account.

Please note: Use of the mobile site and app store downloads are subject to the regular data rates charged by your mobile service provider. Your Prepaid Card provider is not responsible for these charges.

How do I log into the Pay portal?

    1. Enter your Login ID and Password in the app's Login screen.
    2. Optional: select Save Login ID to save your Login ID. Note that we do not save your Password.
    3. Tap Sign In.

What is the Overview screen?

The Overview screen can be considered the mobile app's homepage. It shows a list of portal and card balances for the user and the 5 most recent portal or card transactions. You can open the Overview screen by logging into the app.

Where can I view/update my app settings?

    1. Tap on the Menu icon in the top-left corner.
    2. Tap on Settings. The Settings screen will open.
    3. Proceed to view/update available settings.

How do I view a transaction receipt?

You can look up a transaction receipt from the transaction's Details screen. To open the Details screen, simply tap on a transaction in the Overview screen or History screen.

How do I view my transaction history?

    1. Tap on the Menu icon in the top-left corner.
    2. Tap on History. The History screen will open. Depending on your configuration, portal and/or Card tabs will appear. 
    3. Tap on a tab to view the 20 most recent transactions for the portal/card.

Can I update my portal profile using the app?

No. Currently you can only update your portal profile using the Pay portal site. However, you can view a read-only instance of your portal profile from Settings > Account Profile.

How do I change my account password?
  1. Log in to your Pay Portal.
  2. Click Settings > Security
  3. Enter your existing password.
  4. Enter and confirm a new unique password.
  5. Click Update Password

Password requirements:

  • At least 1 upper case letter
  • At least 1 lower case letter
  • At least 1 number
  • At least 8-128 characters long
  • At least 1 special character
  • Not used before.

Customer Support

How do I contact Customer Support?
Please refer to the Support tab at the top of the page for support hours and contact information.
I forgot my Paylution Pay Portal password. What should I do?

Please note we do NOT keep a record of your password!

If you have forgotten your password, you may reset it by following these steps:

  1. Click on Forgot Your Password? or Resend Activation Email.
  2. Enter your email address registered with the Pay Portal.
  3. Wait for a password reset email.
  4. Click on the password reset link in the email.
  5. Enter the answers to your security questions (answers are case sensitive).
  6. Enter a new password you have not previously used.
  7. Confirm the new password.
  8. Click on Submit.

Click here if you have forgotten your password

 

Paylution Pay Portal Prepaid Card

How do I view the Cardholder Agreement?

Log in to your Pay Portal and click Legal at the bottom of the page to access a digital copy.

Obtaining and Activating a Prepaid Card

How can I obtain a Prepaid Card?

If the Prepaid Card option is available for your program and your country, you will see a “Request Card” icon on the left-hand side of your Pay Portal. Click on this icon, ensure that your profile information is complete and accurate, and submit your request. If a Card Activation fee is defined in your Cardholder Agreement, it will be debited from your Pay Portal balance.

Obtaining Your Card: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your proof of identification and proof of address.

How long does it take for the card to arrive after I request it?

Depending on your location, please allow the following delivery times to receive your Prepaid Card after your request has been approved.

USA: up to 15 business days
Canada: up to 15 business days
Europe: up to 15 business days

Rest of World:
Standard - up to 6 weeks
Expedited - up to 3 weeks

What should I do if the card doesn't arrive within the normal delivery timeframe?

If you do not receive your card within the delivery times listed above, please contact Customer Support .

What are the benefits of using a Prepaid Card?

  • Load your card instantly using your commission payments.
  • Shop at any merchant bearing the Acceptance Mark displayed on your card front or back - in-store, online, or by phone.
  • Withdraw cash at more than 1 million Automated Teller Machines (ATMs) worldwide. Please refer to your Cardholder Agreement for applicable fees.
  • View your card balance and statement online or from your mobile phone.

Do I need to activate this card? How?

Once you receive your card in the mail, you may activate the card by calling the telephone number listed on the back of the card and following the voice prompts for card activation or you may activate online at https://www.paylution.com Please log in to your account online, click on the “Activate Card" link, and follow the on-screen instructions. You will not be able to use your card until you have activated your card by accepting the Cardholder Agreement.
*Please note that telephone calls can be subject to international long distance rates.

How many cards can be attached per Pay Portal?

If stated in your Cardholder Agreement, the Pay Portal may have one primary cardholder and one secondary cardholder. Both cardholders access the same card balance.

Can the card be in the name of my business?

Prepaid cards may be issued in the name of an individual only.

How will I get my card’s Personal Identification Number (PIN) code?

You will be provided or prompted to select your personal card PIN during the card activation process.

Using your Prepaid Card

How can I get money onto the card?

Once you have activated your card, you can move money from your online Pay Portal balance onto the Prepaid Card by clicking on “Prepaid Card” in your Pay Portal menu, then selecting “Load Prepaid Card” from the Prepaid Card dashboard. Funds transferred in this way will be available to use on your card immediately.

Where can I use the card?

Dependent on your card type, you can use your Prepaid Card to make purchases from any merchant bearing the Acceptance Mark displayed on your card, including online (except for online gambling merchants).

Please note that some merchants such as gas stations or rental car agencies may have a policy to not accept Prepaid Cards. This is a merchant-specific policy.

How can I obtain my card balance?

There are four ways you can check your card balance:

  • By logging into your online Pay Portal and viewing your card balance.
  • Using your smartphone, by accessing your Pay Portal via the mobile site www.Paylution.com/smart. Or, find and download the Paylution Pay Portal mobile app from iTunes or Google play!
  • By calling the number listed on the back of your card and selecting the option to obtain your card balance.
  • By consulting an ATM.

How long does it take for my transaction history to update with my card transactions?

Your Pay Portal transaction history will be updated with your card transactions a few moments after the card processor receives the transaction information. Please note that not all merchants may immediately submit their card transactions for processing, so you may not see the transactions in your history right away.

Can I use the card to withdraw cash at an ATM? If so, which symbols should I look for on the ATM?

You can use your Prepaid Card to make cash withdrawals at any ATM bearing the Acceptance Mark displayed on your card front or back. Please refer to your Cardholder Agreement to view your withdrawal limits and applicable fees.

Can I use the card outside of the country?

Yes, your Prepaid Card can be used internationally. If you make a purchase or withdrawal in a currency other than the currency in which your card was issued, the Issuer may assess a foreign currency conversion fee of 3% of the transaction amount. Please refer to your Cardholder Agreement for applicable fees

Can I make transfers to my card and/or view card transactions on the mobile application?

Yes, you can view the load to your card and view your card balance and history by logging into your account on your mobile application.

What is the maximum balance my card can carry?

Your maximum balance is determined by your card type. Please refer to your Cardholder Agreement for your maximum balance.

What limits is my card subject to?

Your Prepaid Card is subject to transaction limits as defined in your Cardholder Agreement under Fee Schedule and Using The Card/Features.

Problems with your Prepaid Card

What should I do if I forget my PIN?

If you forget your PIN, you can reset it using the Reset Pin feature found in your online Pay Portal under the Home Tab.

1. Log in you Pay Portal.
2. In the Home tab go to my My Cards.
3. Click the Action button.
4. Click the Reset Pin option.

What should I do if my Prepaid Card is lost or stolen?

If your card is lost or stolen, please immediately call and report it to the number shown here, any time of day and any day of the week. Our agents can then assist you by cancelling the card and issuing a new one for you.

What do I do if I don't recognize the merchant listed on my statement?

Some merchants may bill under a name other than their operating name or bill from a state different from where you made your purchase. If you still have questions about the transaction, please contact the merchant directly.

What is a Prepaid Card dispute?

If you believe that a prepaid card transaction has been posted to your account in error, you may submit a prepaid card dispute within 60 days of the date that appears on the transaction statement or receipt.

What happens after I submit my dispute?

After we confirm your dispute claim, we may need to contact the merchant and their bank regarding the disputed transaction. In some cases, we may contact you again via Mail if we need more information. We process disputes according to billing error procedures that are governed by federal law and outlined in your Cardholder Agreement. If you provide this information orally, we may require that you send the details listed above in writing within sixty (60) calendar days after we posted the transaction(s) you are questioning. You agree to cooperate fully with our investigation and to provide any additional information or documentation we may need for the claim. Please refer to your Cardholder Agreement for more detailed information.

What should I do before I submit a Prepaid Card dispute?

A quick call to the merchant can often answer your questions and easily resolve your prepaid card dispute. However, if this is not resolved, you may want to submit a dispute.

How do I submit a prepaid card dispute?

Please note the issuer of your prepaid card. You will find the card issuer displayed on the back side of the card near the bottom. Download the corresponding issuer dispute form and fill it out according to the instructions indicated on the form:

All Trans Financial Services Visa Prepaid Card

Bancorp Visa Prepaid Card

Pathward Visa Prepaid Card

Disputes are subject to time limits in which the investigation may take up to one hundred and twenty (120) days from the transaction settlement date.

You must contact us no later than sixty (60) days after we posted the transaction(s) to the Card Account.

How long will it take to be reimbursed for unauthorized charges?

Up to one hundred and twenty days (120) from the transaction settlement date.

What should I know about using my Prepaid Card at gas stations, hotels and other merchants?

When you swipe or insert your prepaid card at a gas station pump, the gas station will place a pre-authorized hold of up to $125.00 USD or more on your card prior to you filling up.

The actual amount purchased will be processed on the card at a later time, but the initial hold may last for 8 days before being released, minus the amount of gas that was purchased.

During the time that the hold is in effect, the funds being held will be unavailable for you to use.

When the transaction settles, you will only be charged for the amount of gas purchased.

To avoid pre-authorized holds, we recommend pre-paying inside the gas station so you can specify the exact amount of gas you wish to purchase.

Some other merchants may have similar practices and even longer maximum pre-authorization timeframes:

  • Hotels and cruise lines (up to 30 days)
  • Vehicle rental agencies (up to 60 days)
  • Financial institutions (up to 10 days)

In some cases, the merchant may be able to make an exception and release the pre-authorized hold earlier than the maximum allowed hold time.

Why is a transaction still outstanding?

If you notice a transaction under the status “outstanding purchase”, the merchant has not yet cleared the transaction. Transactions are usually cleared by the merchant shortly after the purchase was made.

However, some merchants such as gas stations, hotels, or cruise lines for example may pre-authorize a larger amount than the initial purchase and keep a hold on the funds for a longer time. These transactions will remain “outstanding purchases” until the merchant releases the funds and clears the transactions.

Can I dispute an outstanding purchase?

Please note that you will not be able to dispute a transaction if the status is still “outstanding purchase”. However, the merchant should be able to release the funds early. In order to have the funds released, please refer to section below.

How to release Pre-Authorised transaction?

If you would like to have the funds released earlier than the usual time frame, please follow the instructions below:

The merchant will need to fax a pre-authorisation release letter to hyperWALLET Systems Inc. at +1 604 482-0091.

The signed and dated letter will need to be sent directly from the merchant and will also need to be on company letterhead. The following information must be included for the authorisation to be released:

  • Customer’s Name
  • Customer’s card # (first 6 and last four digits only)
  • Date of authorization
  • Authorization Amount in original currency
  • Authorization Code
  • Merchant ID

If the pending authorization is from a car rental, the merchant will also need to supply a copy of the closed contract (showing that the car has been returned).

If the pending authorization is from a hotel, the merchant will also need to supply a copy of the closed folio (showing check in/check out).